USDC
EURC
cirBTC
Send
Pay anyone with just an @username or a wallet address: same chain, or send USDC across chains. Usernames resolve instantly inside the app, so you never have to copy and paste long addresses.
P2P
Buy and sell local cash with merchants. Crypto stays locked until you release. Each trade has a ref, a timer, and ratings. Open a dispute if it goes wrong.
Top Up
Airtime and data from the USDC or EURC you already hold. Pick the country and the network.
Swap
Trade USDC, EURC, and cirBTC in one place. See the quote, check what you pay and receive, then confirm.
Earn
Optional USDC vaults. Withdraw back to the same wallet. The rate can change. It is not guaranteed.
About
vLitePay is a non-custodial wallet for USDC, EURC, and cirBTC. Pay a username, trade local cash in escrow, and buy airtime and data from the same balance. Buy USDC with card. Direct bank cash-out is coming. vLitePay does not hold your funds and is not a bank.
Questions
Who holds the balance?
You do. vLitePay never takes the keys.
Who pays the cash in a trade?
The merchant does. vLitePay only locks the crypto until that trade is finished.
Can a payment be reversed?
No. Once it confirms, a wrong name or a wrong address is your loss.
What does a top-up need?
The phone number and the network. A gift card will need the product and where it should be delivered. vLitePay does not keep a bank account.
Can the rate on Earn change?
Yes. It is optional, and the figure on the card is not a promise.
vLitePay is a technology platform, not a bank. Funds move on public stablecoin rails. You stay in control of your wallet.